Legal Notice
Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on "subsites" within The Hartford's main web site.

The Hartford
The Hartford Financial Services Group, Inc. is the parent company of the family of Hartford companies, including Hartford Fire Insurance Company and Hartford Life, Inc., and their affiliates, offering property and casualty and life insurance products and services and other financial products and services, also known collectively as The Hartford. Unless otherwise indicated, the products and services are available for the U.S. only and not all products or services are available in all locations.

Trademarks/Copyrights
The Hartford®, Hartford Life®, the Stag logo, and combinations of the foregoing are registered trademarks of Hartford Fire Insurance Company. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of The Hartford or third parties which may be indicated. Other materials, including video, sound recordings and images, on this web site are a copyright of or proprietary to The Hartford or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. or in some instances, foreign laws. Unauthorized use may violate copyright, trademark and other laws. You may copy or print materials of The Hartford from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of The Hartford or the owners of the materials. You may not use the contents in any other web site or in a network computer environment.

Links
Links from this site to a non-Hartford site may be provided for users' convenience only. The Hartford does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Hartford sites. The Hartford is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Hartford sites, you do so at your own risk.

Disclaimer
The materials and services on this web site are provided "as is" and for information purposes only. The Hartford and its licensors make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. The Hartford and its licensors disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. The Hartford does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. The Hartford makes no representation or warranty that all products and services are available in all
locations.

Limitation of Liability
In no event shall The Hartford or its licensors be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

Governing Laws/Severability of Provisions
This web site and the agreement shall be governed by the laws of the State of Connecticut without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and The Hartford arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in Connecticut.